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Paying Rs 6,000 by UPI? Here’s what happens if you split it into three Rs 2,000 payments

25 Sep 2026 Financial Express admin

The proposed MDR framework is structured around the value of individual UPI merchant transactions rather than the aggregate value of the underlying purchase. As currently outlined, MDR applicability is triggered at the transaction level. The framework does not presently characterize customer-initiated payment splitting as non-compliant behaviour.

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